Category Archives: disability

‘Bedroom tax’ may force disabled woman to move house

Lisa Evans and her daughter Vicki at the home they fear they will have to leave because of the bedroom tax

 

Lisa Evans and her daughter Vicki at the home they fear they will have to leave because of the bedroom tax

A MOTHER and her disabled daughter are living in fear of being torn away from the community they love – because of the so-called bedroom tax.

Lisa Evans, of Kelfield, between York and Selby, has seen her weekly housing costs quadruple since the introduction of the Government’s levy on extra rooms earlier this year, and says she may now have to leave her home of 17 years.

The 48-year-old is the main carer for her 25-year-old daughter Vicky, who is confined to a wheelchair after an operation on her heart as a baby left her with brain damage.

Lisa has been told she must pay the tax for at least two of the three small bedrooms at her house. She has applied to Selby District Council for discretionary support, but even if she succeeds, this will only be a temporary measure.

Lisa said she has been told she and Vicky could potentially move to a smaller bungalow, but has been given no indication where.

A grant paid for a two-bedroom extension 11 years ago at their home, which has en-suite facilities and specialist equipment for Vicky and a room for a carer.

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“This is Vicky’s home – she is part of the community and around people who know her and help her,” said Lisa, who works part-time and whose previous weekly housing costs have risen from £12 to £50.

“If we were to be moved, where would we go? We have no idea where it would be and whether we would have any equipment or transport for Vicky. We would be going to nothing and I feel I wouldn’t be able to support my daughter any more.

Nationwide care threshold 'will exclude hundreds of thousands in need'

Charities warn plans to introduce threshold at ‘substantial needs’ would “perpetuate unfair system”, but ministers point to improved support for people without eligible needs.

Friday 28 June 2013 14:11

Councils would be obliged to provide care for people with ‘substantial’ eligible needs and carers who meet a defined threshold, under government plans issued today.

The proposals would end the ability of local authorities to set their own threshold – unless it were more generous than the national minimum – and would create a new eligibility framework for social workers carrying out assessments to operate.

Will people save within a Premium Bond to pay for their long term care

Care bond pitched as LTC funding solution

Blueprint suggests a model similar to premium bonds to encourage saving for potential long-term care needs

By Aimee Steen | Published Jun 26, 2013 |

Funding for care has crept further on to the agenda in the past few years off the back of the Dilnot commission.
But even with a cap on care costs, many will struggle to pay the cost of care should it become necessary.
A new product pitched by Cass Business School, in conjunction with the International Longevity Centre UK, aims to ease the burden of paying for care in addition to incentivising people to make provision for themselves.

Personal care savings bonds (PCSBs), proposed by Professor Les Mayhew and Dr David Smith of the business school, would work in a similar way to premium bonds in that they would pay monthly prizes, free of tax, which could either be claimed or reinvested.
Unlike premium bonds, however, they would accrue monthly interest and could be purchased by any adult at a nominal value of £1 each.
They could only be cashed when the owner passed a social care assessment or died.